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Community Financial is a state-chartered credit union, serving members who reside, work, attend school, or worship in Michigan. If you have questions please visit our website www.cfcu.org/about or call us at (877) 937-2328.
•$5 to open •All members receive a basic savings account with credit union membership •$100 minimum to earn dividends •Can be set up as overdraft protection for your checking account •$3 monthly fee waived for students to age 23 and based on Member Reward Club status.
APY: 0.05% Min Deposit: $5.00
•$5 to open •No minimum balance requirements •No direct deposit restrictions.
APY: 0.00%
•One Pride Certificate for investments of $100 or more. •On the first business day after game day, the Dividend Rate and Annual Percentage Yield may increase by one-quarter of one percent (0.25%) each time the National Football League’s Detroit Lions scores the first touchdown of the game in the 2023-2024 season. The dividend rate and corresponding APY will never decrease. •Certificate will renew at current 1 year certificate rate at the end of its original term. •Dividends compound and are paid quarterly.
APY: 2.02% Min Deposit: $100.00
•Special 13M Certificates for investments of $100 or more. •Certificate will renew at current 12 month rate at the end of its original term. •Dividends compound and are paid quarterly.
APY: 4.30% Min Deposit: $100.00
•Special 9M Certificates for investments of $100 or more. •Certificate will renew at current 6 month rate at the end of its original term. •Dividends compound and are paid quarterly.
APY: 5.25% Min Deposit: $100.00
•Special 29M Certificates for investments of $100 or more. •Certificate will renew at current 24 month rate at the end of its original term. •Dividends compound and are paid quarterly.
APY: 4.40% Min Deposit: $100.00
•90 Day Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status. •Dividends compound and are paid quarterly.
APY: 0.25% Min Deposit: $100.00
•180 Day Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status. •Dividends compound and are paid quarterly.
APY: 1.00% Min Deposit: $100.00
•1 Year Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status. •Dividends compound and are paid quarterly.
APY: 0.85% Min Deposit: $100.00
•2 Year Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status.
APY: 0.80% Min Deposit: $100.00
•3 Year Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status. •Dividends compound and are paid quarterly.
APY: 0.75% Min Deposit: $100.00
•4 Year Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status. •Dividends compound and are paid quarterly.
APY: 0.75% Min Deposit: $100.00
•5 Year Certificates available for investments of $100 or more. •Bonus rates of up to .20% on certificates of $10,000+ based on Member Rewards status.•Dividends compound and are paid quarterly.
APY: 0.75% Min Deposit: $100.00
•$2,000+ needed to open & earn dividends
Max APY: 4.20% Min Deposit: $2,000.00
Student or Minor Savings Accounts can be opened for members age 0-23 and are fee-free accounts. These accounts are accessible at Community Financial Student-Run Credit Unions or any branch office. You may also use our online and mobile services to monitor your account.
APY: 0.05% Min Deposit: $0.00
•Only $5 to open •A great way to set aside funds for things like taxes or vacations •$100 minimum to earn dividends •No fees
APY: 0.05%
•Earn 10.00% APY on balances up to $1,000 •Balances over $1,000 earn 0.10% •Only $5 to open •No fees
Only $5 to open. A great way to set aside funds for holiday expenses. No minimum to earn dividends. No fees. Funds in the account will be transferred to the basic savings on November 1st of each year.
APY: 0.05%
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Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus